不受英国监管也无须担心

                                                                                 Eric Harbor   2015年2月10日星期二

越来越多的投资者认为不受英国监管的经纪商有风险。作为一个在线外汇交易公司的创始人，我遇到过很多交易员有类似的担心，但我认为这完全没有必要。因为监管机构与当前银行和金融领域出现的问题没有关系。

原因如下。

绝大多数经纪商，包括最大的经纪商，他们提供的交易产品和服务都是一样的。在外汇领域中，经纪商之间的区别不太明显，因此他们常常把他们的监管挂在嘴边。

但监管机构与当前银行和金融领域出现的问题没有关系。

怀疑其他欧盟成员国的监管有漏洞，并不意味着需要三思而行。欧盟的监管提供了一定的保证金，但不得不说，我们在欧盟金融危机期间真正领会到了这份保证意味着什么。

接受英国和塞浦路斯监管，就意味着经纪商愿意花多少钱，又愿意将多少资金存起来并且永不动用。

在这个高竞争的行业中，赠金与收取客户的手续费息息相关。在美国接受监管，即使是一个非常小的监管机构，外汇公司需要支付的费用也是相当高的。

银行不会把钱借给外汇公司用作起始资金。在网络世界中，外汇广告是最贵的一种，他们给谷歌和各大商业新闻网站带来不俗的收益。

记住，赠金是在第一次入金时才有的，一旦你出金了，赠金就没有了。

而英国的外汇交易量也常常被误解。交易量的数据是银行提供的，而不是零售商IG或是其竞争对手提供的。上文已经提到，大多数经纪商提供的产品和服务都是一样的，但银行提供的流动性却是有限的，而英国的经纪商的流通比例很高。而点差交易和二元期权交易是最可能不通过银行报告的产品。

外汇行业日益增长的竞争反映出客户对高水平服务和优势报价的需求。而“诱导”、“名声岌岌可危”等词语制造出的氛围使得交易员或潜在的交易员无法充分利用汇商提供的服务。虽然一个交易员有可能损失掉全部投资，但他并不愿意这样做。 

Fears Rise as Foreign FX Operators Fall Outside UK Regulation  

As the founder of online FX company, I have encountered such fears by traders which I believe are largely unfounded. However, it is this regulation that missed every contemporary problem in the banking and financing industry.

Here is why.

It’s a fact that most brokers—even the largest ones—offer the same products and services. In an industry with little differentiation among brokers, the biggest players tend to consistently mention and advertise their regulation.

But it is this regulation that missed every contemporary problem in the banking and financing industry.

Making the assumption that other EU member states’ regulation is a loophole, does not seriously provide information that readers need to make an informed decision. EU regulation guarantees traders a certain amount of losses back, but again, we have experienced what guarantees truly mean during this EU crisis.

Acquiring regulation in UK or Cyprus, comes down to what the broker is willing to spend and money that must be on deposit and never used.

Concerning bonuses offered, this is a matter concerning the expense of acquiring a customer in a highly competitive industry. From what many consider minor regulation to full regulation in the USA, the cost to operate a Forex company is very high.

Banks will not loan Forex start-ups money to launch a company and it requires capital. In the online world, Forex is one of the most expensive and has helped provide significant revenue from Google to leading business news sites. Offering a bonus increases opportunity and gives traders incentive to open an account and trade.

Remember, bonuses are good for a first investment and are typically cancelled upon initial withdrawal.

Another misunderstood fact is the volume of Forex being traded in the UK. The statistic provided is what banks do—not retail clients that IG markets and its competitors provide for. As mentioned in your article, most brokers offer the same services, yet banks offering liquidity are limited and a good percentage is passed through the UK. Spread betting and binary options are market-making operations where the broker, not banks, take on risk most likely not being reported in official statistics.

What growing competition in the Forex industry reflects is a demand for a high level of service and attractive offers. Using words like “lured”, “reputation at stake” creates an atmosphere where traders and potential traders may not explore or fully utilize the great benefits that forex brokers can offer. Just because a trader can lose all of his money, does not mean that he will.

本文翻译由兄弟财经提供

原文地址：http://www.financemagnates.com/executives/insights/fears-rise-foreign-fx-operators-fall-outside-uk-regulation/