外汇赠金是一个很好的促进你交易的工具。前面文章中已经讨论过，赠金至少在2015年，可以让你大幅提高盈利。

今天，我们要更详细地审查外汇商所提供赠金政策的条款以及情况。这是一个必须步骤，因为有很多欺诈性的交易商会通过提供极具吸引力的赠金政策引导客户入金交易。这些赠金似乎十分有趣，然而当你开始仔细研究赠金条款时，你会很清晰地发现：最好的情况下，你会失去宝贵的时间；最坏的情况是，你会损失本金。
 
复杂的条款以及条件示例
让我们用一个示例说明。近期你可能听到铁汇在中国的痛苦挣扎经历，很多人也在本论坛中评论铁汇的拒绝取款。铁汇想吸引更多的交易者入金，那么它最好的做法是什么？对，就是给交易者提供一个免费的外汇交易账户。所以，账户中免费的25美金对于新手来说十分具有吸引力。确实，在你仔细研究铁汇的条款与条件（尤其是下面的几点）之前，这非常具有吸引力。

10、客户提取赠金的条件是：进行一次不限数额的存款并完成大于两标准手的交易。如果客户需要出金（或者从一个账户转移到另一个账户），铁汇有权按客户的盈亏比例扣除赠金之后再处理客户的出金。如果铁汇扣除部分或全部客户赠金，客户将没有任何理由起诉铁汇，铁汇不会担负任何责任，客户也不会得到任何补偿。

所以，如果换成更为通俗的语言，它的意思就是你的交易账户可以免费得到25美金，但是如果你想出金的话，你需要先存款。之后，你必须交易2标准手才可以提取任何资金（如果有的话）。铁汇可以很容易地取消赠金。这听起来是一个公平的交易吗？你自己可以得出结论。对于我来说，它只证明，你在任何经纪商开户之前了解条款与条件是十分关键的。

条款以及条件的关键信息
并不是每一个条款都存在骗局，然而你再参加一个经纪商的赠金活动之前需要格外留意几条。下面我列举最关键的三点。

地理限制
即使经纪商或许会接受来自大部分别的国家客户开户交易，但这并不意味着赠金政策适用你所在的国家。交易商接受你所在国家的客户开户，但没有赠金的情况很常见。这也就是你在入金之前仔细查看赠金的地理限制的原因。

手数要求
不会存在天上掉馅饼的事，外汇经纪商也不例外。当你得到赠金之后，你将会被要求完成一定的手数才能够出金。有时这些要求近乎疯狂，你可能需要完成1标准手才能提取一美元赠金，这大概是欧美点差的10%（假设点差为1点）。我不会推荐任何1标准手对应少于5美金的赠金活动，1标准手对应大于等于10美金的赠金是首选。

到期日
并不是每个经纪商的赠金都有到期日，然而大部分是由的。通常，你不仅需要完成相应的手数，而且需要在限定时间内完成。这一点没有什么坏处，重要的是到期日是实实在在的，尤其对于需求满足的交易量而言。换句话说，在360天内完成100标准手交易和在30天内解锁你的赠金是有很大区别的。

Forex Bonus: Analysis of the Terms and Conditions

Forex Bonus is a great tool to boost up your forex trading process and in our previous article we have covered that bonus inclined brokers will most probably be able to offer a bigger bang for your buck, at least for 2015.

Today we will take a more detailed look at the forex bonus offers and we will mainly focus on examining the terms and conditions of the brokers’ promotion. This is a needed step, as there are many scam forex brokers that try to lure you into trading with them by offering too attractive bonuses. Such bonuses seem to be quite interesting, yet when you start examining the terms and conditions, you can clearly see that in the best case you will just lose your time...and in the worst case - your money.

Example of tricky terms and conditions
Let’s illustrate this with an example. Recently you could have heard about the struggles IronFX had been going through in China and there were also quite a lot of people commenting on the forums about refused withdrawals. Most probably IronFX wanted to attract additional traders and what’s the best to do it? Right, with a no deposit forex trading account. So an offer of free 25 USD may sound attractive to novice traders. Well, it could be quite attractive unless you examine the terms and conditions, especially the following point:

10. Following receipt of the Bonus and in order to be eligible to request a withdrawal of funds, the client must complete 2 lots turnover and 1 deposit, irrespective of the amount..If the Client requests a withdrawal of funds from his account (or requests an internal transfer of funds from one account to another), IronFX may at its discretion decide to remove, proportionally, the granted Bonus prior to proceeding with any Client’s withdrawal request based on the Client’s profit and/or loss ratio. Provided that IronFX proceeds with the withdrawal, subtraction or deletion of the Bonus from the Clients’ account(s), such action shall not give rise to any cause of action, liability or remedy against IronFX.

So if we translate this point into more human language, it means that you can get 25 USD of free money on a trading account, but if you want to withdraw anything, you would need to complete a deposit. Next to it, even if you made a deposit, traded 2 lots and then want to withdraw your bonus and profit (if any), IronFX may simply cancel the bonus. Does it sound like a fair deal? You make the conclusion. To me it seems that it only proves that taking a look at the terms and conditions is vital before engaging in any type of a forex promotions.

Main info to look for at the terms and conditions
Not every bonus offer has tricks inside of it, yet there are a few items to keep an eye on when participating in a certain deposit bonus campaign of a broker. Below I will provide a quick checklist of the three most important items.

Geographical Restriction
Even though a broker may accept traders from most of the countries, it doesn’t mean that the bonus offer is available in your county. It is often the case that the broker accepts traders from your country, but no bonus is given on your deposits to the residence of your country. This is why you should certainly check on geo restrictions before making a deposit.

Turnover Requirement
Nobody gives money for free and forex brokers are not an exception. When you are getting your deposit bonus, you are expected to complete a certain amount of the volume before you can withdraw the bonus. Sometimes this requirement is just crazy and can be around 1 USD per 1 lot, which is roughly 10% of the spread on EURUSD (assuming the spread is 1 pips). I wouldn’t recommend to settle for anything lower than 5 USD per lot, while 10 USD per lot or more is a preferred volume.

Expiration Period
Not every broker gives a bonus with an expiration period, yet most of the brokers do. Usually you are not only expected to complete a certain turnover, but also to perform this within a given amount of time. There is nothing bad about this point, what is important is that this expiration period is realistic, especially in relation to the required volume. In other words, there is a big difference between completing 100 lots of volume during 360 days and 30 days to unlock your 1,000 USD of the bonus.

本文翻译由兄弟财经提供

文章来源：http://www.fxstreet.com/education/forex-basics/4-steps-of-getting/2015/04/20/